THE CONTRACTOR EARNINGS LAB

Put a number
on your possibilities.

Explore what a steady mix of paid assignments could look like. Start with $25 an hour, 40 paid hours a week, and 52 working weeks: $1,000 per working week, $52,000 per year, or $4,333.33 per average month before expenses and tax. Adjust unpaid time and time off to reflect your own workload.

Build your scenario

Unpaid bidding, learning, administration, time off, and gaps between contracts reduce billable time. The reserve is your assumption, not a personalized tax calculation.

YOUR ILLUSTRATIVE SCENARIO

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Average monthly gross earnings · CAD, before expenses and tax

Gross per working week
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Gross yearly contract earnings
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Annual business expenses
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Annual planning reserve
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Paid hours per week
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Monthly amount after expenses and reserve—

A calendar month averages 52 ÷ 12 = 4.333 weeks in the 52-week model, not four. A zero reserve does not mean zero tax. No AFFLECK commission is deducted from your agreed contractor rate.

Adjust the inputs to explore your goal.

Scenario only. AFFLECK does not guarantee assignments, rates, income, employment, or full-time availability. These numbers are not actual contractor outcomes.

FROM FIRST ASSIGNMENT TO NEXT CHAPTER

Build evidence
as you build experience.

Verify education, submit references, complete well-scoped assignments, and build a record of reviewed work. Employers can invite you to a paid trial, an interview, or an employment discussion.

Contract work may become a substantial income source when demand and repeat relationships support it. Plan for variability before relying on it for living costs.

Build your contractor profile ↗